4it – Page 2 – Ulistic Projects Blog

September 19, 2022October 12, 2022

Will Your Cybersecurity Insurance Claim Be Denied?

Cybersecurity Insurance: Will Your Claim Be Denied?

Key Points:

Cybersecurity insurance is an important tool to help protect businesses from the financial costs of a data breach. Still, it’s important to understand your policy’s limitations and ensure you have the right coverage.
Not every cyberattack will be covered by insurance; in some cases, claims may be denied.
It’s important to keep up-to-date with regulation changes, work with your insurance broker or provider to ensure you have the right coverage, and understand the terms of your policy.
Proactive risk management practices are also important, as is having a plan in place in case of a data breach.

If you believe that every cybersecurity insurance claim will be approved, you may be surprised to learn that many claims are denied. When your insurance provider reviews your claim, they will assess your due diligence in maintaining cybersecurity for your organization. Your claim may be denied if it is determined that you could have prevented the data breach or incident. While having cybersecurity insurance is a must-have for businesses, there is no guarantee that your claim will be approved.

Why Is It Important to Comply With Cybersecurity Insurance?

You likely agreed to certain terms and conditions when you signed your insurance policy. One of these was likely a duty to take reasonable care to protect your property from loss or damage. This means you must take reasonable steps to protect your business from a data breach or cyber attack. If you have not taken reasonable steps to protect your business, your insurance company may deny your claim. This is why it is so important to have strong cybersecurity measures and keep up with the latest cyber threats.

Why Are Some Cybersecurity Insurance Claims Denied?

As we mentioned, one of the reasons claims are denied is a failure to take reasonable steps to protect your business. However, there are other reasons claims may be denied as well. Some insurers will only cover certain types of cyberattacks or data breaches. For example, they may not cover phishing attacks or social engineering. Check with your insurer to see what is and is not covered under your policy.

There are several reasons why cybersecurity insurance claims are denied. Here are some of the most common:

You Did Not Have Adequate Cybersecurity Measures in Place

Your claim might be denied if you did not have adequate cybersecurity measures in place at the time of the data breach or incident. Your insurance provider will want to see that you took reasonable steps to protect your data and systems. This includes things like having a firewall, using strong passwords, and having up-to-date anti-virus software.

You Failed to Take Reasonable Steps to Prevent the Data Breach or Incident

Even if you had cybersecurity measures in place, your claim may still be denied if it is determined that you could have prevented the data breach or incident. For example, your claim may be denied if you failed to patch a known security vulnerability.

You Did Not Notify Your Insurance Provider Promptly

If you did not notify your insurance provider of the data breach or incident promptly, your claim might be denied. It is important to contact your insurer as soon as possible to begin the claims process.

Your Policy Has Exclusions

Some cybersecurity insurance policies have exclusions that may prevent your claim from being approved. For example, many policies exclude claims from certain cyberattacks, such as ransomware. Review your policy carefully to see if any exclusions could apply to your claim.

You Did Not Cooperate With the Investigation

Your claim might be denied if you did not cooperate with the insurance company’s investigation into the data breach or incident. The insurance company will want to interview you and review your records to determine what happened.

You Made Material Misrepresentations in Your Application

Your claim might be denied if you made material misrepresentations on your insurance application. For example, your claim may be denied if you failed to disclose a previous data breach or incident. Be sure to disclose all relevant information on your insurance application to avoid denying your claim.

The Incident Occurred Outside the Policy Period

Your claim might be denied if the incident occurred outside of the policy period. For example, if your policy has a one-year term and the incident occurred two years after the policy was purchased, your claim will be denied.

What Are the Impacts of a Cybersecurity Insurance Claim Denial?

If your cybersecurity insurance claim is denied, you may be left to pay for the damages out of pocket. This can be a significant financial burden, especially for small businesses. In addition, a denial can damage your reputation and leave you vulnerable to future attacks. If you are denied coverage, you can appeal the decision. Many insurance companies have an appeals process that you can follow.

Here are two real-life examples of companies that had their claims denied:

P.F. Chang’s China Bistro vs. Federal Ins. Co

Computer hackers stole nearly 60,000 credit and debit card numbers from P.F. Chang’s China Bistro restaurants in 2014. P.F. Chang’s had a cybersecurity insurance policy with Federal Insurance Company. Federal reimbursed Chang’s for nearly $1.7 million in costs under the policy, including conducting the investigation and legal fees. However, Bank of America Merchant Services(BAMS), Chang’s merchant services provider, imposed assessment fees totaling $1.9 million.

A federal district court ruled that Chang’s had no cyber protection company for the assessment fees. The court found that the insurance policy’s “Privacy Injury” coverage did not apply to the claim because the policy’s definition of “Privacy Injury” required the compromised confidential records at issue to be the claimants. In this case, the payment card information taken in the breach belonged to Chang’s customers and the card-issuing banks, not the acquiring bank that sought reimbursement.

The policy also did not include Payment Card Industry coverage, a coverage option for restaurants, retailers, and other businesses that handle debit or credit card information. Without this coverage, Chang’s was not insured for the amounts assessed by the card company.

Family and Children’s Services of Lanark, Leeds and Grenville vs. Co-operators

According to FCSLLG(a Canadian not-for-profit organization), an unidentified hacker accessed the organization’s website and stole sensitive information in 2016. The stolen data was later shared on multiple Facebook pages. As a result, a class proceeding was filed against FCSLLG, seeking damages of $75 million. FCSLLG filed a claim against the company it hired to revamp its website.

FCSLLG had two policies with Co-operators during the breach, but Co-operators denied coverage for both policies. Co-operators also denied coverage to the third party. The policy excluded any loss from the distribution or display of data utilizing an internet website.

These are only two examples of many companies that have had their cybersecurity insurance claims denied. As you can see, even with insurance, there is no guarantee that you will be covered in a cyberattack. It is important to carefully read your policy and ensure that you are aware of any exclusions.

How to Navigate Compliance for Cybersecurity Insurance

While it may seem daunting to keep up with all the different compliance regulations, there are a few key steps you can take to make it easier:

Keep up-to-date with regulation changes. This can be done by signing up for newsletters or following industry news sources.
Work with your insurance broker or provider to ensure you have the right coverage.
Make sure you understand the terms and conditions of your policy.
Be proactive in your risk management practices. This includes having strong security measures and being aware of the latest threats.
Have a plan in place in case of a data breach. This should include who to contact and what steps to take.

Cybersecurity insurance is an important tool to help protect businesses from the financial costs of a data breach. However, it’s important to understand your policy’s limitations and ensure you have the right coverage in place. Cybersecurity insurance is not a cure-all, and it’s important to complement your policy with strong risk management practices.

September 15, 2022October 7, 2022

iOS 16 Is Finally Here: What Should You Know?

Key Points

After months of anticipation, iOS 16 is finally here!
If you’re using an iPhone 8 or later, you can update to the newest version of iOS right now.
New features include Messages, Maps, and more improvements.

iPhone. One word. So many different meanings. For some, it’s a status symbol. For others, it’s a life-saving tool. For many, it’s a way to stay connected to the people and things we love. With that being said, there is always a sense of excitement when a new iOS update is released because it has the potential to improve the way we use our iPhones. Now that iOS 16 is here, let’s look at some new features and changes it brings.

Widgets Galore

One of the biggest changes in iOS 16 is the addition of widgets to the Home screen. With iOS 14, Apple introduced a new way to view and customize your widgets, but you still couldn’t put them on your Home screen alongside your apps. Now, with iOS 16, you can add widgets to your Home screen and stack them on top of each other. Plus, new Smart Stack widgets use on-device intelligence to surface the right widget at the right time based on your usage patterns.

Notifications Have Moved

Another change you’ll notice in iOS 16 is that notifications are no longer displayed at the top of the screen. Instead, they appear at the bottom. While many did not have a problem when notifications were displayed at the top, some people felt it was disruptive to have them in such a prominent position. With notifications being displayed at the bottom, you can still see your notifications, but they’re not right in your face. For those who prefer the old way, you can simply tap up on the notification stack to return it to its original position.

What’s New in Maps?

If you use Apple Maps, you’ll be happy to know that there are some new features in iOS 16. One of the most useful is multi-stop routing. This allows you to add multiple destinations to your route, and Maps will give you the best way to get there.

Live Text in Videos

Another new feature in iOS 16 is Live Text in Videos. This lets you select text from a video and perform actions like copying, looking it up, or sharing it. This is a handy feature if you come across an interesting quote in a video or want to share something you saw with a friend. Also, data detected in photos using Live Text can be used in other apps, so you can quickly find more information about something you see in a photo.

Focus Mode

With iOS 15, Apple introduced Focus mode, a new tool to help you stay on task and avoid distractions. With Focus mode, you can choose which apps and notifications can send notifications and alerts. iOS 16 builds on this feature by adding the ability to schedule Focus mode. So, if you know you need to focus on a task at a certain time, you can set Focus mode to turn on automatically.

PassKeys

Another new feature in iOS 16 is PassKeys. This new way to securely log in to apps and websites using Face ID or Touch ID. With PassKeys, you don’t have to remember multiple passwords or log in with a different account each time. Instead, you can use your Face ID or Touch ID to log in with a single tap.

Lock Screen Improvements

There are also some improvements to the Lock screen in iOS 16. One of the most welcome changes is the ability to customize your lock screen. Users can now add widgets to their lock screen, choose custom fonts, and apply their favorite filters. Another welcoming change is the addition of haptic feedback when you press the Home button or the Lock button. This provides a physical confirmation that you’ve pressed the button, which can be helpful if you’re not looking at the screen.

Messages Receive a Big Update

In addition to all of the new features and changes in iOS 16, there are many new features and changes to Messages. With iOS 16, you can now go back and edit your messages after you’ve sent them. Just tap and hold on to the message you want to edit and select the “Edit” option. You have 15 minutes to edit a message after you’ve sent it. After that, the message will be locked, and you won’t be able to edit it. Sometimes we don’t realize we’ve made a mistake in a message until after we’ve already sent it, so this is a welcome addition.

Another big change in Message is the addition of the Undo Send feature. This feature has been available in other messaging apps for a while, and it’s finally arrived in Messages. With Undo Send, you can recall a message after you’ve sent it. Just tap and hold on to the sent message and select the “Undo Send” option. While you are given 15 minutes to edit a message, you only have 2 minutes to recall a message after you’ve sent it. So if you realize you made a mistake right after sending a message and need to delete it, you should quickly recall it.

iOS 16 has already shaken up the iPhone operating system with its many new features and changes. Apple has also made some changes to how Siri works. With iOS 16, Siri is now more contextually aware and can provide more useful information.

Wrapping Up

The above are just a few of the many highlights of the latest iOS update. There are many more new features and changes in iOS 16. So, if you haven’t already, update to iOS 16 and enjoy its new features! If you own an iPhone 8 or later, you can update your phone to the new software by going to Settings > General > Software Update and following the prompts. As always, be sure to back up your device before updating.

September 12, 2022October 3, 2022

How Do Phishing Scams Work?

You may have heard of the term “phishing,” but you may not be completely aware. If you operate a business or even conduct any kind of transactions online – which represents the majority of people – you may be susceptible to a phishing attack. When executed correctly, a phishing attack can leave you or your business in major personal or financial trouble.

In this post, we’ll dive deeply into defining a phishing scam, understanding the common traits, and identifying the various types of scams. Finally, we’ll look at what you can do to prevent a phishing attempt from disrupting you or your organization.

What is a Phishing Scam?

A phishing scam starts with a hacker or malicious actor reaching out to you. These individuals are looking to access information that you hold. To gain access to this, they’ll attempt to contact you (usually by email, but it can also be via phone or text) with a message prompting you to click on a link.

These scams use social engineering tactics compelling you to comply (more on those below). Once you or someone within your organization clicks the link, it may then upload destructive malware or viruses to your device, system, or network. This malware then provides them access to your personally identifiable information (PII), financial information like credit card numbers, or other information you don’t want falling into the wrong hands.

How a Phishing Scam Works

As noted above, phishing scams use social engineering tactics to trick recipients into complying with a requested action. Hackers will pose as an institution the individual knows or trusts to gain their trust.

For example, let’s say you receive an email from your bank asking you to log in to your account due to a problem. At first glance, the email may appear legitimate as it contains your bank logo and a similar font. But have your bank ever contacted you in this way before? The answer is likely no, as banks don’t ask you for information like this over email.

Everything from the email address the hacker uses to the language they use in the email might appear legitimate. That’s why it’s important to examine them carefully and err on the side of caution.

The Common Traits of a Phishing Scam

Every phishing attempt looks different, but they tend to have some traits in common across attacks. For one, email phishing attacks prompt you to click a link within your email.

Additionally, many attacks attempt to create a false sense of urgency. They’ll say there’s an issue with your account or suspicious activity that you’ll need to log in to resolve. This is, of course, a ruse meant to create a feeling of panic in the recipient. The hackers are banking on you, reacting without thinking.

Other phishing scams mimic or recreate an email address for a friend or family member. Have you ever gotten an email from a family member that contained a link but didn’t look right? It was almost certainly a phishing attempt.

You may also get an email from what you believe to be a trusted source, like your employer or healthcare provider. If the email looks suspicious, it likely is. Your default stance should always be to follow up with the sender to confirm the email’s legitimacy.

It bears repeating: if anyone asks you for any type of sensitive information over an email, text, or phone, you’re probably on the receiving end of a phishing attempt.

The Different Types of Phishing Scams

While phishing attempts happen over email, similar attacks happen over phone or text. Email phishing scams involve you clicking on a bad link. The other types of scams have different tactics with the same desired outcome for the hacker.

In the case of phone attacks (also known as vishing), you’ll receive a call from someone asking you to relay personal information over the phone. You may even be prompted to dial a specific number. These attackers often spoof numbers from trusted institutions like your bank. They might tell you that a friend or family member needs assistance to increase your feeling of urgency. They can also ask you to verify personal information to authenticate your identity to them – when, in fact, they’re stealing the information themselves.

Another common phishing scam is attacks conducted over SMS text messages (also known as smishing). These operate similarly to email attacks. You’ll receive a text from someone or some institution you trust asking you to click on a link.

How to Respond to a Phishing Scam

The first step is to be aware that phishing scams exist. Knowing what they might look like helps you know what to watch out for. If you are part of an organization, create this culture of awareness with your team. By educating your staff on what to expect, you’ll be able to prevent them from impacting your business in the future.

But what happens when you do receive a phishing attempt? The most important action you can take is this: nothing at all. Don’t interact or engage with a phishing attempt. If it’s a text or email, don’t click the link. If you’re on the phone with someone attempting to scam you, don’t engage – simply hang up as soon as possible.

Phishing Scams are Growing Increasingly More Common

In summary, phishing scams tap into sophisticated social engineering techniques, using people’s fears to gain access to sensitive information. This information can then be used to defraud the person or organization financially or steal their identity. They can be carried out over email, phone, or text message. When you get a phishing attempt, the best action is no action. Don’t engage – just block and delete.

The sad reality of phishing scams is that they aren’t going away anytime soon. You can’t prevent them from happening. All you can do is maintain awareness and constant vigilance of an attack possibly occurring. Be wary of emails that look suspicious and even those that don’t – as phishing strategies become more complex, you’ll be more likely to fall prey to one. Exercise utmost caution when communicating with anyone over email, phone, or text.

Contact us today for more on how we can help your organization navigate phishing attempts or provide other managed IT services.

September 8, 2022October 7, 2022

10 Best Practices for Working Remotely

Key Points:

Working remotely is not going anywhere and will become increasingly popular as time goes on.
It is important to know the potential security risks when working remotely and take steps to mitigate those risks.
Maintaining a secure remote working environment begins with the right tools and processes.

The way we work has changed dramatically in the last decade. With the advent of technology, there is no longer a need to be tethered to a physical office space to be productive. Instead, more and more people are finding that they can work remotely, either from home or in various locations. Working remotely has many advantages, including increased flexibility and freedom, but some challenges come with it.

Cybercriminals are always looking for new ways to exploit vulnerabilities, and remote workers can be an easy target. Maintaining a secure remote work environment is vital to protecting your company’s data and keeping your confidential information safe. Before maintaining a secure remote working environment, it is important to understand the potential risks.

Here are 5 of the most common security risks for remote workers:

1. Unsecured Networks

One of the most common risks for remote workers is using unsecured networks. When you connect to an unsecured network, you are giving hackers an easy way to access your data. To mitigate this risk, only connect to networks you trust and ensure your device is up-to-date with the latest security patches.

2. Malware and Phishing Attacks

Another common risk for remote workers is malware or phishing attacks. These attacks can happen when you click on a malicious link or attachment or visit an infected website.

To protect yourself from these attacks, be careful about the links and attachments you click on and only visit websites you trust. If you think you may have been infected, run a virus scan on your device as soon as possible.

3. Unencrypted Devices and Data

If your device is lost or stolen, it’s important to ensure your data is encrypted. Otherwise, anyone who gets their hands on your device can access your data.

4. Weak Passwords

One of the most common security risks is weak passwords. Hackers can easily guess weak passwords, so choosing strong, unique passwords for all your accounts is important.

To create strong passwords, use a mix of letters, numbers, and symbols. Avoid using easily guessed words like your name or birthdate. Never reuse passwords across different accounts.

5. Lack of Security Awareness

Even if you have all of the right security measures in place, they won’t do you good if you don’t know how to use them. That’s why it’s important to have security awareness training for all remote workers.

10 Best Practices for Working Remotely

Now that you know about some of the most common security risks for remote workers let’s look at 10 best practices for maintaining a secure environment.

1. Keep Your Software Up to Date

It’s important to keep all of the software on your device up-to-date, including your operating system, web browser, and any applications you use. Software updates often include security patches that can help protect you from newly discovered threats.

2. Use Two-Factor Authentication

Two-factor authentication is an extra layer of security that requires you to confirm your identity with two different factors: your password and a code sent to your mobile phone.

3. Implement BYOD Policies

If your company allows employees to bring their own devices (BYOD), it’s important to have policies to secure them. Make sure employees understand the security risks and know how to protect their data.

4. Use a VPN

One of the best ways to protect your data when working remotely is to use a Virtual Private Network (VPN). A VPN encrypts your data and routes it through a secure tunnel, making it much more difficult for hackers to intercept.

5. Educate Your Employees

As we mentioned before, security awareness training is critical for all employees, especially those who work remotely. Employees should know how to identify security risks and what to do if they suspect their device has been compromised.

6. Migrate to the Cloud

There are many benefits to migrating to the cloud, including increased security. When you store data in the cloud, it’s stored on secure, regularly backed-up servers. You can still access your data from another device if your device is lost or stolen.

7. Use Security Tools

There are a variety of security tools available that can help you protect your data. Some common tools include firewalls, anti-virus software, and intrusion detection systems.

8. Monitor Your Network

If you have a remote network, it’s important to monitor it for suspicious activity. There are a variety of tools available that can help you do this, including network intrusion detection systems and log monitoring tools.

9. Restrict Access to Data

You should only give employees the access they need to do their jobs. For example, if employees don’t need access to certain sensitive data, they shouldn’t have it. This will help reduce the risk of data breaches.

10. Regularly Back Up Your Data

It’s important to regularly back up your data in case of a security breach. You can do this in various ways, including storing data in the cloud or on an external hard drive.

Wrapping Up

Digital transformation has changed how we work, and remote work is here to stay. Given the rise in remote work, it’s important to be aware of the security risks and take steps to protect your data. Remember, security risks can come from anywhere, not just external hackers. Disgruntled employees, for example, could wreak havoc on your company’s systems if they decided to take advantage of their access privileges. So it’s important to have policies and procedures to mitigate employee risks working remotely.

September 1, 2022September 14, 2022

The Parent’s Guide to Internet Safety

Do you remember when families shared one desktop computer in the living room? Today, a computer in the living room is supplemented by tablets in the kitchen, video games in the bedroom, and smartphones in everyone’s pocket. Thanks to the emergence of universal high-speed internet access and affordable mobile devices, our kids are growing up in a digital world.

According to the American Community Survey (ACS), 95 percent of 3- to 18-year-olds had home internet access in 2019. As a parent, monitoring your child’s internet use and teaching them how to stay safe online is important. Just as you would never send your child outside without teaching them about stranger danger, it’s important to have a conversation with your kids about internet safety.

This guide will cover the basics of internet safety for kids, including tips on protecting your child from online predators, cyberbullying, and other risks.

What Is Internet Safety?

Internet safety is the knowledge and practices users should adopt to protect themselves and their information from online threats. It includes measures to protect against malware, phishing, identity theft, online scams, and other online dangers.

Internet safety also encompasses protecting your child from inappropriate content and contact with online predators. With the rise of social media and chat apps, it’s easier for predators to contact children and teens online. They may pose as a friend or peer to gain your child’s trust and then attempt to groom them for sexual exploitation.

According to the National Center for Missing and Exploited Children (NCMEC), there were more than 29 million reports of suspected child sexual exploitation in 2021, an increase of 35 percent from 2020. These cases can involve solicitation (asking a child to send explicit images), production (forcing a child to produce sexually explicit content), or trafficking (arranging for a child to engage in sexual activity for financial gain).

It’s important to teach your kids about internet safety so they can protect themselves from these dangers.

5 Tips for Keeping Your Child Safe Online

You can take several steps to keep your child safe online, including monitoring their internet use, teaching them about internet safety, and using parental control tools.

Teach Your Child About Internet Safety

Safety in the physical world starts with education; the same is true for safety online. Talk to your kids about internet safety, helping them to understand the risks and how to protect themselves. By teaching them about the potential risks and how to stay safe, you can help them navigate the online world more safely.

Monitor Your Child’s Internet Use

Monitoring your child’s internet use is one of the best ways to keep them safe online. This means paying attention to the websites they visit, their apps, and the people they interact with online. If you notice your child is visiting inappropriate websites, using unsafe apps, or talking to strangers online, take action immediately. You may need to block certain websites and apps, limit their internet use, or discuss internet safety with them.

Use Parental Control Tools

In addition to teaching your child about internet safety and monitoring your child’s internet use, you can also use parental control tools to help keep them safe online. Parental control tools are software programs that allow you to monitor your child’s internet use and block access to inappropriate websites and content. Some parental control tools also allow you to set time limits for internet use, track your child’s online activity, and receive alerts if they attempt to access blocked websites or content.

Here are a few tactics that can be used to keep your kids safe online:

Activate parental controls on your children’s devices so you can monitor their activity and screen time
Research the security features of the devices your kids use
Use unique and hard-to-guess passwords
Keep your software and apps up to date
Use multi-factor authentication when possible
Review social media privacy settings
Avoid connecting to unsecured Wi-Fi networks
Install a comprehensive security solution on all devices that can access the internet
Keep an open dialogue with your kids about their online activity and concerns

Take an Inventory of Your Child’s Devices

Keep an eye on the devices your children use to access the internet. In addition to computers, this may include smartphones, tablets, gaming consoles, and smart TVs. Not all devices are created equal when it comes to internet safety. Some devices may have fewer built-in security and parental control options than others. This means they may be more vulnerable to online threats, such as malware and online predators.

Gaming Consoles: Some gaming consoles, such as the Xbox One and PlayStation 4/5, come with built-in parental controls that allow you to limit the amount of time your children can play and the types of games they can access. You can also set up separate user accounts for each child to monitor their activity.
Smartphones and Tablets: Smartphones and tablets usually have built-in security features, such as screen locks and app permissions, that can help protect your children from online threats. You can also install parental control apps on these devices to help you monitor your children’s activity and block inappropriate content.
Computers: You can use parental control software to help you monitor your children’s computer activity and block inappropriate websites and content. You can also set up separate user accounts for each child to control what they can access on the computer.

Stay Up-To-Date on the Latest Internet Safety Threats

The internet is constantly changing, which means the threats to your child’s safety online are also constantly changing. It’s important to stay up-to-date on the latest internet safety threats so you can protect your child.

To help you stay informed, here are a few of the most common internet safety threats to be aware of:

Cyberbullying: this is when someone uses the internet to bully or harass others. This can include sending mean or threatening messages, spreading rumors, or publishing private information.

Cybersafety Recommendations:

Have a conversation with your child about cyberbullying and what to do if they experience it.
Encourage your child to speak to you or another trusted adult if they are being cyberbullied.
Block and report any accounts that are cyberbullying your child.
Take screenshots or save any messages or images that are part of cyberbullying.

Online Predators: Online predators are adults who use the internet to target children for sexual exploitation. They may pose as children or teenagers in online chat rooms or social media platforms to gain your child’s trust.

Cybersafety Recommendations:

Tell your child not to share personal information, such as their name, address, or school, with anyone online.
Encourage your child to use the privacy settings on social media platforms and only accept friend requests from people they know.
Tell your child not to meet up with someone they met online.
Report any suspicious behavior to the police.

Inappropriate Content: This content can damage children and teenagers, so it’s important to monitor their internet use and ensure they are not viewing this type of content.

Cybersafety Recommendations:

Install filters and parental controls on all devices that can access the internet.
Monitor your child’s internet use and look for warning signs that they are viewing inappropriate content.
Talk to your child about what they should do if they accidentally stumble across inappropriate content online.
Report any websites or content that you find to be inappropriate.

Remember, the internet can be a great tool for kids when used correctly. Just supervise their activity, set clear rules, and talk to them about online safety. Like children are taught to be careful around strangers in real life, the same goes for the internet.